susquehanna

Central Susquehanna Community Federal Credit Union (CSCFCU) is a non-profit financial institution serving the Central Susquehanna Valley area in Pennsylvania. Established in 1950, it has grown to become one of the most trusted and respected credit unions in the region, with over 20,000 members and assets exceeding $200 million. In this article, we will provide a comprehensive review of CSCFCU, including its history, services, benefits, and more.

The History of CSCFCU

CSCFCU was founded in 1950 as the Danville Teachers Federal Credit Union, serving the employees of Danville Area School District. Over the years, it expanded its membership to include other educational institutions and their employees, and in 1985, it changed its name to Central Susquehanna Community Federal Credit Union to reflect its broader membership base. In 2013, CSCFCU merged with the former Central Keystone Federal Credit Union, expanding its reach to include Columbia, Northumberland, Snyder, and Union counties. Today, CSCFCU has four branches in Danville, Bloomsburg, Lewisburg, and Shamokin Dam, and offers a full range of financial services to its members.

Services Offered by CSCFCU

CSCFCU provides a wide range of financial services to its members, including savings accounts, checking accounts, loans, credit cards, and more. Here are some of the services offered by CSCFCU:

Savings Accounts

CSCFCU offers several types of savings accounts, including regular savings, youth savings, holiday club savings, and more. Members can also open a share certificate account, which offers higher interest rates than regular savings accounts.

Checking Accounts

CSCFCU offers two types of checking accounts: free checking and rewards checking. Free checking has no monthly fees, no minimum balance requirements, and comes with a free debit card. Rewards checking offers higher interest rates and ATM fee refunds when certain requirements are met.

Loans

CSCFCU offers a variety of loan products, including auto loans, personal loans, home equity loans, and more. Members can also apply for a credit card, which offers competitive rates and rewards.

Online Banking

CSCFCU provides online banking services to its members, allowing them to access their accounts, transfer funds, pay bills, and more. Members can also download the CSCFCU mobile app, which provides convenient access to their accounts on the go.

Benefits of Joining CSCFCU

Joining CSCFCU comes with many benefits, including:

Lower Fees and Better Rates

Because CSCFCU is a non-profit financial institution, it can offer lower fees and better rates than traditional banks. This means members can save money on interest, fees, and other charges.

Personalized Service

CSCFCU prides itself on providing personalized service to its members. Members can expect to be treated like a person, not a number, and receive personalized attention from CSCFCU staff.

Community Involvement

CSCFCU is committed to giving back to the communities it serves. It sponsors and participates in many local events and organizations, and supports local charities and non-profits.

FAQs About CSCFCU

Who Can Join CSCFCU?

Anyone who lives, works, worships, or attends school in Columbia, Montour, Northumberland, Snyder, or Union counties can join CSCFCU. Family members of existing members are also eligible to join.

How Do I Join CSCFCU?

To join CSCFCU, you can visit one of its branches or apply online. You will need to provide some basic information, such as your name, address, and social security number.

Is My Money Safe at CSCFCU?

Yes, your money is safe at CSCFCU. It is insured up to $250,000 by the National Credit Union Administration (NCUA), a federal agency that regulates and supervises credit unions.

Community Response to CSCFCU

People who know CSCFCU generally have positive things to say about the credit union. They appreciate its personalized service, lower fees, and better rates, and value its commitment to the community. Many members have been with CSCFCU for years and have developed strong relationships with its staff.

Nutrition Facts About CSCFCU

Here are some quick facts about CSCFCU: – Established in 1950 – Over 20,000 members – Assets exceeding $200 million – Four branches in Danville, Bloomsburg, Lewisburg, and Shamokin Dam – Offers a full range of financial services, including savings accounts, checking accounts, loans, credit cards, and more – Non-profit financial institution – Insured up to $250,000 by the NCUA In conclusion, CSCFCU is a trusted and respected credit union that offers a wide range of financial services to its members. With its lower fees, better rates, and personalized service, it is a great alternative to traditional banks. If you live or work in the Central Susquehanna Valley area, consider joining CSCFCU and experiencing the benefits for yourself.