Parkside Credit Union Kalispell is a non-profit financial institution that has been serving the people of Kalispell, Montana, for over 80 years. With a strong commitment to providing affordable financial services to its members, the credit union has grown to become one of the largest financial institutions in the area.
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What is Parkside Credit Union Kalispell?
Parkside Credit Union Kalispell is a community-based credit union that offers a range of financial services to its members. It was founded in 1936 by a group of local teachers who wanted to provide affordable financial services to their colleagues. Since then, the credit union has grown to serve a wide range of individuals and businesses in the area.
What services does Parkside Credit Union Kalispell offer?
Parkside Credit Union Kalispell offers a wide range of financial services, including:
- Savings accounts
- Checking accounts
- Credit cards
- Auto loans
- Personal loans
- Mortgages
- Business loans
- Online banking
- Mobile banking
How do I become a member of Parkside Credit Union Kalispell?
To become a member of Parkside Credit Union Kalispell, you must meet certain eligibility requirements. You must either live, work, worship, or attend school in Flathead, Lake, Lincoln, or Sanders counties in Montana. You can also become a member if you are an immediate family member of an existing member.
To join, you will need to fill out a membership application and deposit $25 into a savings account. This $25 deposit represents your ownership share in the credit union.
What are the benefits of being a member of Parkside Credit Union Kalispell?
As a member of Parkside Credit Union Kalispell, you will enjoy a number of benefits, including:
- Lower fees and better rates on loans and savings accounts
- Access to online and mobile banking
- Free financial education and resources
- Participation in the credit union’s democratic governance process
- A voice in how the credit union is run
What are the fees and rates at Parkside Credit Union Kalispell?
The fees and rates at Parkside Credit Union Kalispell are generally lower than those at traditional banks. For example, the credit union’s checking accounts have no monthly fees and no minimum balance requirements. Its savings accounts earn higher interest rates than those at many banks.
The credit union’s loan rates are also competitive. For example, its auto loan rates start at 2.99% APR, and its personal loan rates start at 7.99% APR.
What are the hours of operation at Parkside Credit Union Kalispell?
Parkside Credit Union Kalispell is open Monday through Friday from 9:00 AM to 5:00 PM. It is closed on weekends and major holidays.
What is the customer service like at Parkside Credit Union Kalispell?
Customers of Parkside Credit Union Kalispell generally report positive experiences with the credit union’s customer service. Many customers appreciate the personal attention they receive from the credit union’s staff, as well as the convenient online and mobile banking options.
What are the online and mobile banking options at Parkside Credit Union Kalispell?
Parkside Credit Union Kalispell offers a range of online and mobile banking options to its members. These include:
- Online banking
- Mobile banking app
- Mobile deposit
- Bill pay
- eStatements
- Text alerts
Many customers appreciate the convenience of being able to manage their finances from their smartphones or computers.
What is the loan application process like at Parkside Credit Union Kalispell?
The loan application process at Parkside Credit Union Kalispell is generally straightforward. Customers can apply for loans online, over the phone, or in person at one of the credit union’s branches.
The credit union’s loan officers work with customers to determine their financial needs and find the best loan product for them. The credit union is known for its flexible underwriting standards, which allow it to provide loans to customers who may not qualify for loans at traditional banks.
How does Parkside Credit Union Kalispell give back to the community?
Parkside Credit Union Kalispell is committed to giving back to the community it serves. The credit union supports a range of local organizations and causes, including education, healthcare, and the arts.
For example, the credit union sponsors a number of local events and organizations, including the Flathead Valley Community College, the Kalispell Chamber of Commerce, and the Montana Shakespeare in the Parks program.
What are the financial strength and stability of Parkside Credit Union Kalispell?
Parkside Credit Union Kalispell is a financially strong and stable institution. It has consistently received high ratings from independent rating agencies, such as Bauer Financial and Weiss Ratings.
The credit union is also insured by the National Credit Union Administration (NCUA), which means that deposits are federally insured up to $250,000 per account.
What do people say about Parkside Credit Union Kalispell?
People who know Parkside Credit Union Kalispell generally have positive things to say about the credit union. Many customers appreciate the credit union’s commitment to providing affordable financial services to its members, as well as its convenient online and mobile banking options.
Some customers have also praised the credit union’s staff for their friendly and helpful service, as well as their willingness to work with customers to find the best financial solutions for their needs.
What are the nutrition facts of Parkside Credit Union Kalispell?
| Nutrient | Amount per serving |
|---|---|
| Calories | 0 |
| Total fat | 0g |
| Sodium | 0mg |
| Total carbohydrates | 0g |
| Protein | 0g |
Parkside Credit Union Kalispell is a non-food item, and therefore has no nutritional value.
Conclusion
Parkside Credit Union Kalispell is a community-based credit union that offers a range of financial services to its members. With a commitment to providing affordable financial services, convenient online and mobile banking options, and a strong commitment to giving back to the community, Parkside Credit Union Kalispell is a great choice for anyone looking for a financial institution that puts its members first.
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