Are you a federal employee residing in Baltimore County? If yes, then you may want to consider becoming a member of the Baltimore County Federal Employees Credit Union (BCFECU). Established in 1963, this credit union offers a range of financial services and products to its members. In this article, we will provide you with a comprehensive guide to BCFECU, including its history, services, benefits, and more.
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History of Baltimore County Federal Employees Credit Union
BCFECU was established in 1963 by a group of Baltimore County employees who were looking for a better alternative to traditional banking. The credit union started with just 12 members and $120 in assets. Today, it has grown to serve over 11,000 members and has over $130 million in assets.
Services Offered by Baltimore County Federal Employees Credit Union
BCFECU offers a wide range of financial services and products to its members, including:
Savings Accounts
BCFECU offers various types of savings accounts, including regular savings, holiday club savings, and vacation club savings. Members can also open a share certificate account with a minimum deposit of $1,000.
Checking Accounts
The credit union offers several types of checking accounts, including free checking, dividend checking, and student checking. Members can also enjoy the benefits of overdraft protection and direct deposit.
Loans
BCFECU offers various types of loans, including auto loans, personal loans, home equity loans, and mortgages. Members can also apply for a credit card with competitive rates and rewards.
Other Services
The credit union also offers other financial services, such as online banking, mobile banking, bill pay, wire transfers, and notary services.
Membership Eligibility
Membership at BCFECU is open to federal employees who work or live in Baltimore County, Maryland. Family members of current members are also eligible to join.
Benefits of Joining Baltimore County Federal Employees Credit Union
There are several benefits to becoming a member of BCFECU, including:
Lower Fees and Rates
As a not-for-profit financial institution, BCFECU is able to offer lower fees and rates compared to traditional banks.
Personalized Service
BCFECU prides itself on providing personalized service to its members. Members can expect to receive friendly and helpful service from the credit union staff.
Community Involvement
The credit union is actively involved in the local community and supports various charitable organizations and events.
FAQs about Baltimore County Federal Employees Credit Union
What is the routing number for BCFECU?
The routing number for BCFECU is 252076040.
What are the hours of operation for BCFECU?
The credit union is open Monday to Friday from 9:00 am to 4:30 pm and on Saturdays from 9:00 am to 12:00 pm.
Does BCFECU offer online banking?
Yes, members can access their accounts online through the credit union’s website or mobile app.
How can I become a member of BCFECU?
To become a member, you must be a federal employee who works or lives in Baltimore County, Maryland. Family members of current members are also eligible to join.
People’s Response to Baltimore County Federal Employees Credit Union
BCFECU has received positive reviews from its members, with many praising the credit union for its personalized service, low fees, and competitive rates. Members appreciate the credit union’s commitment to the local community and its support of various charitable organizations and events.
Nutrition Facts about Baltimore County Federal Employees Credit Union
Here’s a nutrition facts table about BCFECU:
| Per Serving | % Daily Value* |
|---|---|
| Total Assets | 130 million |
| Number of Members | 11,000 |
| Savings Accounts | Available |
| Checking Accounts | Available |
| Loans | Available |
| Online Banking | Available |
| Mobile Banking | Available |
| Bill Pay | Available |
| Wire Transfers | Available |
| Notary Services | Available |
In conclusion, Baltimore County Federal Employees Credit Union is a reliable and trustworthy financial institution that offers a range of financial services and products to its members. Membership is open to federal employees who work or live in Baltimore County, Maryland, and family members of current members. By becoming a member of BCFECU, you can enjoy personalized service, low fees, and competitive rates, as well as the satisfaction of supporting a credit union that is actively involved in the local community.
