If you’re looking for a reliable credit union in Rhode Island, Peoples Credit Union Middletown might be just what you need. This credit union has been serving the community for over 90 years, providing a range of financial services to its members. In this article, we’ll take a closer look at Peoples Credit Union Middletown Rhode Island, exploring its history, services, rates, and more.
Table of Contents
History of Peoples Credit Union Middletown Rhode Island
Peoples Credit Union Middletown was founded in 1922, originally serving the people of Portsmouth, Rhode Island. Since then, it has expanded its reach, now serving members throughout Rhode Island and beyond. The credit union is a not-for-profit financial cooperative, meaning that it is owned by its members and exists to serve their financial needs.
Services Offered by Peoples Credit Union Middletown Rhode Island
Peoples Credit Union Middletown offers a wide range of financial services to its members, including: – Savings and checking accounts – Loans (including personal loans, auto loans, and mortgages) – Credit cards – Investment services – Business services – Online and mobile banking
Savings and Checking Accounts
Peoples Credit Union Middletown offers a variety of savings and checking accounts to help its members manage their money. These accounts come with competitive rates and convenient features like online banking and mobile check deposit.
Loans
Whether you need a personal loan to consolidate debt, an auto loan to finance a new car, or a mortgage to buy a home, Peoples Credit Union Middletown has you covered. The credit union offers competitive rates and flexible terms on all types of loans.
Credit Cards
Peoples Credit Union Middletown offers a variety of credit cards to suit different needs and lifestyles. Whether you want to earn rewards points or enjoy a low interest rate, there’s a card for you.
Investment Services
Peoples Credit Union Middletown also offers investment services to help its members plan for their financial futures. These services include retirement planning, college planning, and more.
Business Services
If you own a business, Peoples Credit Union Middletown can help you manage your finances more effectively. The credit union offers business checking accounts, loans, and other financial services to help your business thrive.
Online and Mobile Banking
With online and mobile banking from Peoples Credit Union Middletown, you can manage your accounts from anywhere, at any time. You can check your balances, transfer funds, pay bills, and more, all from the convenience of your computer or smartphone.
Rates at Peoples Credit Union Middletown Rhode Island
Peoples Credit Union Middletown offers competitive rates on all of its financial products. Here are some of the current rates (as of June 2021): – Savings account: 0.05% APY – Checking account: 0.05% APY – Personal loans: starting at 4.99% APR – Auto loans: starting at 1.99% APR – Mortgages: starting at 2.625% APR – Credit cards: starting at 9.99% APR
Membership at Peoples Credit Union Middletown Rhode Island
Becoming a member of Peoples Credit Union Middletown is easy. You are eligible for membership if you live, work, worship, or attend school in Rhode Island or Bristol County, Massachusetts. You can also join if you have an immediate family member who is already a member of the credit union.
FAQs About Peoples Credit Union Middletown Rhode Island
What are the hours of operation at Peoples Credit Union Middletown?
Peoples Credit Union Middletown is open Monday through Friday from 8:30 a.m. to 4:30 p.m. Some branches may have extended hours or Saturday hours.
What is the routing number for Peoples Credit Union Middletown?
The routing number for Peoples Credit Union Middletown is 211573323.
Does Peoples Credit Union Middletown offer online banking?
Yes, Peoples Credit Union Middletown offers online banking and mobile banking for its members.
Is Peoples Credit Union Middletown FDIC insured?
No, Peoples Credit Union Middletown is not FDIC insured. However, it is insured by the National Credit Union Administration (NCUA), which provides similar protections for credit union members.
What People Are Saying About Peoples Credit Union Middletown Rhode Island
Peoples Credit Union Middletown has a solid reputation in the community, with many members praising its friendly service and competitive rates. Here are some reviews from Yelp: – “Peoples Credit Union is a great banking institution. The staff is always friendly and helpful, and the rates are competitive.” – John D. – “I have been a member of Peoples Credit Union for years and have always been satisfied with their service. Their rates are excellent and their staff is always willing to help.” – Sarah S. – “I switched to Peoples Credit Union a few years ago and have never looked back. Their online banking is easy to use and their rates are some of the best around.” – Mark T.
Nutrition Facts About Peoples Credit Union Middletown Rhode Island
Okay, so credit unions aren’t exactly a food product, but we thought it would be fun to create a “nutrition facts” table for Peoples Credit Union Middletown anyway. Here’s what it might look like:
| Peoples Credit Union Middletown Rhode Island | |
|---|---|
| Serving size | 1 membership |
| Amount per serving | |
| Calories | 0 |
| Total fat | 0g |
| Sodium | 0mg |
| Total carbohydrates | Varies |
| Protein | Varies |
| Ingredients | Financial services, friendly staff, competitive rates |
| Allergen information | N/A |
As you can see, Peoples Credit Union Middletown is a low-calorie, low-fat, and low-sodium option for your financial needs. Of course, the “total carbohydrates” and “protein” will vary depending on the specific services you use.
Final Thoughts
Overall, Peoples Credit Union Middletown Rhode Island is a solid choice for anyone looking for a full-service credit union in the area. With competitive rates, friendly service, and a wide range of financial products, it’s no wonder that so many people in the community have chosen Peoples Credit Union Middletown as their financial institution.
