Fidelity Diversified International is an investment fund that provides exposure to international markets. It is designed for investors who want to diversify their portfolio by adding international stocks to their investments. In this article, we will provide an overview of Fidelity Diversified International, including its investment strategy, performance, and benefits.
Table of Contents
What is Fidelity Diversified International?
Fidelity Diversified International is a mutual fund managed by Fidelity Investments. It invests in a diversified portfolio of international stocks, including emerging markets and developed markets. The fund aims to provide long-term capital growth by investing in companies that have strong business models, competitive advantages, and growth potential.
How does Fidelity Diversified International invest?
Fidelity Diversified International invests in companies from different sectors and industries, including technology, healthcare, financials, consumer goods, and energy. The fund’s investment strategy is based on fundamental analysis, which involves evaluating a company’s financial health, management quality, competitive position, and growth prospects. The fund’s investment team also considers macroeconomic factors, such as interest rates, inflation, and geopolitical risks, when making investment decisions. The fund’s portfolio is actively managed, which means that the investment team constantly monitors and adjusts the portfolio to take advantage of market opportunities and mitigate risks.
What are the benefits of investing in Fidelity Diversified International?
Investing in Fidelity Diversified International has several benefits, including:
Diversification:
Fidelity Diversified International provides exposure to international markets, which can help investors diversify their portfolio and reduce their overall risk. By investing in companies from different countries and industries, the fund provides a broad range of investment opportunities.
Long-term growth potential:
The fund aims to provide long-term capital growth by investing in companies with strong growth potential. The fund’s investment team looks for companies that have sustainable competitive advantages, strong financials, and attractive growth prospects.
Professional management:
Fidelity Investments is a well-respected investment firm with a team of experienced investment professionals. The fund’s portfolio is actively managed by the investment team, which means that investors can benefit from their expertise and experience.
Liquidity:
Fidelity Diversified International is a mutual fund, which means that investors can buy and sell shares on any business day. This provides investors with liquidity and flexibility, as they can easily adjust their investment portfolio based on their financial goals and market conditions.
How has Fidelity Diversified International performed?
Fidelity Diversified International has a strong track record of performance. According to Morningstar, the fund has an average annual return of 7.02% over the past 10 years, as of June 30, 2021. The fund has also outperformed its benchmark, the MSCI EAFE Index, over the same period. It is important to note that past performance is not a guarantee of future results. The fund’s performance can vary based on market conditions, investment strategy, and other factors.
What do people say about Fidelity Diversified International?
People who know Fidelity Diversified International have generally positive opinions about the fund. Many investors appreciate the fund’s diversification, professional management, and long-term growth potential. Some investors also like the fact that the fund has exposure to emerging markets, which can provide higher returns but also higher risk. However, some investors may be concerned about the fund’s fees, which can be higher than other international funds. It is important for investors to understand the fees and expenses associated with any investment product before investing.
What are the fees and expenses of Fidelity Diversified International?
Fidelity Diversified International has an expense ratio of 0.86%, which means that investors pay $8.60 in fees for every $1,000 invested in the fund. This fee includes management fees, administrative expenses, and other costs associated with managing the fund. It is important to note that there may be additional fees, such as transaction fees, account fees, and taxes, that are not included in the expense ratio. Investors should carefully review the fund’s prospectus and other documents before investing to understand all the fees and expenses associated with the fund.
How can I invest in Fidelity Diversified International?
Investors can invest in Fidelity Diversified International through Fidelity Investments, either directly or through a financial advisor. The minimum investment for the fund is $2,500, although this may vary depending on the account type and investment platform. Investors can also invest in the fund through employer-sponsored retirement plans, such as 401(k) plans or individual retirement accounts (IRAs). It is important to consult with a financial advisor or tax professional before investing in any retirement plan.
Nutrition Facts Table
Here is a nutrition facts table for Fidelity Diversified International:
| Nutrient | Amount per serving |
|---|---|
| Expense ratio | 0.86% |
| Minimum investment | $2,500 |
| Investment strategy | International stocks |
| Investment style | Actively managed |
| Objective | Long-term capital growth |
| Geographic focus | International |
| Sector focus | Multi-sector |
| Risk level | Medium to high |
| Performance | 7.02% average annual return over 10 years (as of June 30, 2021) |
| Manager | Fidelity Investments |
| Pros | Diversification, long-term growth potential, professional management, liquidity |
| Cons | Higher fees than other international funds |
| Availability | Available through Fidelity Investments and employer-sponsored retirement plans |
| Minimum holding period | None |
| Withdrawal restrictions | None |
Conclusion
Fidelity Diversified International is a mutual fund that provides exposure to international markets. It is designed for investors who want to diversify their portfolio by adding international stocks to their investments. The fund’s investment strategy is based on fundamental analysis, and it is actively managed by Fidelity Investments. Investing in Fidelity Diversified International has several benefits, including diversification, long-term growth potential, professional management, and liquidity. However, investors should be aware of the fees and expenses associated with the fund before investing. Overall, Fidelity Diversified International can be a valuable addition to an investor’s portfolio, especially for those who want to diversify their investments and take advantage of growth opportunities in international markets.
